Under the Pradhan Mantri Awas Yojana, a subsidy of Rs 2.67 lakh is currently given to the applicant on the purchase of a new house-flat. It is now eligible for the same subsidy from the government on loans taken by the applicant for renovation of old house or for renovation of unfinished house which most of the applicants are not aware of.
In the same way that the central government provides interest subsidy on the purchase of a new house, the subsidy on this loan is also provided under the Housing for All Mission.
However for this the applicant has to submit the required proofs to the authorized bank, housing finance company or co-operative bank. Also, when the applicant takes a loan, it should be clearly stated in the application that he wants to avail the benefit of Credit Link Subsidy Scheme (CLSS). Eligibility of financial institutions as well as the applicant’s interest assistance request is verified by that bank. The National Housing Bank will then send the application to HUDCO for wages at the end of each month.
The standard of assistance
This scheme is a centrally sponsored scheme, the cost of which is borne by the Government of India, State Government on the basis of 30:50.
Under this scheme, the target of 1,14,8 for the year 2016-17 and the target of 21,106 for the year 2017-18 has been given.
Accommodation benefits with 100% assistance are provided within the prescribed unit cost.
Assistance of Rs.1,50,000 / – by the Government for housing construction to eligible beneficiaries under the scheme and assistance of Rs.150 / – for 30 man-days employment under MGNREGA and assistance of Rs. A total of Rs. 1,5,50 / – is eligible for assistance
The amount of subsidy will be credited to the account of the applicant following the prescribed procedure of Pradhan Mantri Awas Yojana. The applicant will be given a voucher or certificate by the committee. The applicant has to submit this certificate in the back on the basis of which the amount of interest subsidy will be credited to the account of the applicant.
These people will not get help
The applicant should not have availed of any scheme of Government of India to avail the amount of interest subsidy on the loan. If the applicant wants to renovate his house or pave the raw house, he should not have availed of any housing scheme of the Government of India. He will be eligible for subsidy only if he has not availed such benefit.
Government also helps you to repair the house
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This benefit can be availed only if any member of the applicant’s family does not own a pucca house across India but not Atelung. The persons whom the applicant includes in his family include his spouse and unmarried children.
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